Numora is a free app for tracking personal expenses and splitting expenses with groups. You must be at least 13 to use it. If you're under 18 (or under the age of majority where you live), you may use Numora only with your parent or guardian's permission. The AI Assistant is only for people aged 18 or over.
You sign in with Google or Apple. You're responsible for keeping access to that account secure and for what happens under your Numora account. Tell us at [email protected] if you think someone else has used it.
You own the expenses, notes, attachments and other content you add ("your content"). You give us permission to store, process and display it only as needed to run Numora for you and the groups you share it with, as described in our Privacy Policy.
Content you add to a group is shared with its members and becomes part of the group's records. Make sure you have the right to add it, and only add people who expect to share expenses with you. Numora records what you and your groups enter; it doesn't move money, and settling up happens outside the app.
Numora offers AI features: the optional AI Assistant in the app, and the WhatsApp and Telegram assistants that turn your messages into expenses. By using them you agree that:
Signing in with Google or Apple, and using Numora through WhatsApp or Telegram, also involves those companies' services, and their own terms apply to them. We aren't responsible for third-party services.
When using Numora you agree not to:
Numora is provided "as is" and "as available". We work to keep it accurate and running, but we don't guarantee it will be error-free, uninterrupted, or that calculations, statistics or AI answers will always be correct. To the fullest extent the law allows, we disclaim all warranties, express or implied.
To the maximum extent the law allows, Numora and its developers aren't liable for indirect, incidental, special, consequential or punitive damages, or for decisions you make based on the app or its AI features. Nothing in these Terms limits liability that can't be limited by law, or takes away rights you have as a consumer under the laws of your country.
You can delete your account at any time in the app (Settings → Help & Support → Delete account) or by emailing [email protected]. The Privacy Policy explains what is erased and what stays, without your name, in the groups you were part of.
We may suspend or close accounts that break these Terms or harm other users. Where we reasonably can, we'll tell you first, and send you a copy of your data if you ask.
We may update these Terms and will change the date at the top when we do. If a change is significant, we'll let you know before it takes effect. If you keep using Numora after that, the new Terms apply; if you don't agree, you can stop using Numora and delete your account.
These Terms are governed by the laws of India, without regard to conflict-of-law rules. If you're a consumer, you also keep the protection of the mandatory laws of the country where you live, and you can bring a claim in your local courts where those laws allow.
Questions about these Terms, or want to delete your account? Email [email protected].
